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Insights


IRS Online Accounts and Identity Protection PINs: A Key Defense Against Scammers
In recent years, tax-related identity theft has increased significantly in the United States. Scammers use stolen personal information to file fraudulent tax returns and claim refunds that are not theirs. To combat this, the IRS offers a powerful and free tool: the Identity Protection PIN (IP PIN) . Taxpayers are strongly encouraged to create an online IRS account and request an IP PIN as a preventive measure — even if they have never been victims of fraud. What is an IP PI
Oct 28, 2025


Reasons to buy insurance under the ACA (Obamacare)
The Affordable Care Act (ACA), known as Obamacare , opened the door to affordable health coverage for millions of Americans, with clear rules that protect consumers. If you're still on the fence, here are some compelling reasons to consider an ACA Marketplace plan. 1) Coverage for pre-existing conditions Before the ACA, insurers could reject or make a policy more expensive if a person had a history of asthma, diabetes, cancer, or other pre-existing conditions. Today, no Mark
Oct 22, 2025


What Is an ABLE Account?
An ABLE Account (Achieving a Better Life Experience) is a special type of savings account created by U.S. law to help individuals with...
Oct 9, 2025
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